6.0 All sales are final. Because course content is digital and available immediately after payment, all course, bundle, membership-license and subscription purchases are final and non-refundable once paid. This policy is shown clearly at checkout before you pay, and by completing a purchase you acknowledge and accept it. We do not give refunds for change of mind, not finishing a course, not liking a course, or not getting a particular result.
Limited exceptions required by fairness and law. We will review a refund only in these cases:
(a) Delivery failure. You paid but cannot access the content you bought because of a verified technical failure on our side (for example, the video will not play for any device or browser, or the course is removed from the Platform within 30 days of your purchase), and we cannot fix it within a reasonable time after you tell us. Problems with your own device, internet connection, or account access you control are not delivery failures. Our remedy is first to restore access; if we cannot, we refund the affected purchase.
(b) Duplicate charge. You were charged more than once for the same purchase. We refund the extra charge.
(c) Unauthorized charge. A charge was made without your permission, such as with a stolen card. Tell us promptly; we may ask for details to verify it and will remove access to the content bought with that charge.
Report any of these within 30 days of the charge using the contact details in section 16. These exceptions do not limit any rights you have under California or federal law that cannot be waived, or your rights with your card issuer. Refunds granted under (a)–(c) are treated as caused by the sale and handled under 6.3.
Consumers in the EU/UK have a statutory 14-day right of withdrawal for digital content. By starting a course or publishing with a Creator plan immediately after purchase, you request immediate performance and acknowledge that your withdrawal right ends once delivery has begun. Nothing in these Terms limits mandatory consumer rights.
To request a refund, contact us at the address in section 16.
6.1 Our sole discretion. All refund decisions, including whether to grant a refund, whether it is full or partial, and whether a Student keeps access to the course afterward, are made by My Course Academy in its sole and final discretion, except where applicable law requires otherwise. Neither Students nor Creators may require us to issue, deny, or reverse a refund, and a Creator's approval is not required before we issue one.
6.2 How refunds are paid. Refunds are issued to the Student from My Course Academy's payment account, to the original payment method. A Student's refund relationship is with My Course Academy only; Students must not seek refunds directly from Creators.
6.3 Creators share creator-caused refunds in proportion. By selling on the Platform, each Creator (and each collaborator receiving a revenue split) agrees that any refund caused by the Creator or the sale — including the exceptions in 6.0(a), (b) and (c), chargebacks, and disputes — is deducted from that Creator's share of the sale in the same proportion as the refund bears to the amount paid. For example, if a Student is refunded 50% of the price, the Creator's share of that sale is reduced by 50%. A full refund cancels the Creator's entire share of that sale. The platform fee retained by My Course Academy is reduced only in the same proportion and nothing more.
6.4 Recovery of amounts already paid out. If a Creator's share has already been paid out when a refund, chargeback, or dispute occurs, the Creator authorizes My Course Academy to recover the corresponding amount by reversing the payout, deducting it from any pending or future earnings, or invoicing the Creator. Any amount we cannot recover is a debt owed by the Creator to My Course Academy, payable on demand. The same applies to chargebacks, payment disputes, and related processing fees, which we may charge back to the Creator whose sale caused them.
6.5 Records are controlling. The Platform's sales and payout records, together with our payment processor's records, are the authoritative record of sales, refunds, fees, and Creator earnings, absent manifest error. A Creator who believes an amount is wrong must notify us in writing within 90 days of the sale or transfer; after that, the amount is final.
6.6 Disputes about refunds. Any disagreement about a refund or a refund deduction must first be raised with us through the contact form, and the parties agree to try in good faith to resolve it informally (including by mediation, if we agree) before starting any other proceeding. To the fullest extent permitted by law, My Course Academy's total liability for any claim relating to a refund or refund deduction is limited to the amount of that refund or deduction, and Creators and Students agree to indemnify and hold My Course Academy harmless from claims by third parties arising from their own refund requests, sales, or content.